In this world there surely must be others like me: people without credit cards and some questionable credit history. Because I owned nothing and only made payments on student loans, I was sure I didn’t have any credit, or rather, I was sure I didn’t have any good credit. You see, there are some disputed credit issues in my past (disagreements with certain unnamed companies), and I thought for sure those were lingering over my head. I was curious just how bad my credit was.
So, I clicked a link on LoanShrimp.com (over in the sidebar) and went to creditreport.com. It wasn’t hard to do.
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In the Beginning…Building Credit–A Case Study
Filed under Personal Finance on June 18th, 2009 by mlee
Top 10 ways to build your credit resume
Filed under Personal Finance, Students on April 17th, 2009 by jayson
This article is about building credit for those who have little to no credit and wish to build their credit in order to obtain a loan. For reasons why this is important, even if you don’t see yourself as much of a borrower, see our previous post Using credit cards to build wealth and get free stuff. For the purposes of this article, however, we will go step by step and assume that you are starting from scratch. Building your credit is like building your resume–it doesn’t happen overnight, and ultimately it will be like a portfolio of your previous decisions that will be used when you need to prove your (credit) worth. Thus, we are going to treat this like building your credit resume.
